Welcome to 104 Dwight Street! This 3-Family property with upside potential is perfect for a savvy investor, or for an owner occupant with second floor unit immediate availability. Currently operating with below market rents, each unit can fetch up to $1, 650/month and with market rents will have a 9. 4+ Proforma CAP. Each unit has identical layouts, with washer/dryer hookups for convenience. This property has many bonuses including solar panels for energy efficiency, TWO driveways for ample parking, hardwood floors & LVT throughout, a refreshed 2nd floor unit and more! It's hard to find a multi-family with a cleaner basement than this property - the basement has high ceilings, and tankless hot water heaters (basement is owner-only access). The roof is only 3 years old, newer windows, oversized eat-in kitchen. Schedule today!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $625 | $625 | $625 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,398 | $2,366 | $3,002 |
Total Monthly Payment | $3,098 | $3,066 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.