4 Fulmore Drive, Waterford (Oswegatchie), CT, Connecticut, property flyer

4 Fulmore Drive, Waterford (Oswegatchie), CT, 06385 | $549,000

Welcome to 4 Fulmore Dr. Waterford! Nestled in a highly desirable neighborhood with partial views of the Niantic River, this extended raised ranch offers both charm and convenience. The main level features stunning hardwood floors and an open-concept kitchen with quartz countertops, a breakfast bar, and an eat-in space with a cozy wood burning fireplace. French doors lead to the formal dining and living room, which boasts a gas fireplace and sliders opening to a spacious deck perfect for catching the breezes and watching the river. Oversized windows flood the home with natural light, creating an inviting atmosphere. The main level includes two bedrooms and two full bathrooms, while the versatile lower level-complete with a closet-can serve as a family room, home office, or in-law setup. Outside, enjoy the serenity of the front patio and koi pond, or entertain on the expansive back deck. Additional features include ample storage, a one-car garage, and a location on a dead end street. Conveniently close to beaches, marinas, restaurants, and the shops of Waterford and Niantic, this home is perfect for those seeking comfort and accessibility. Don't miss the opportunity to make this beautiful home yours!

Features

Town: Waterford
Rooms: 6
Bedrooms: 2
Baths: 2 full
Laundry: Lower Level
Style: Raised Ranch
Year Built: 1960

Garage: 1-car Under House Garage
Heating: Hot Water
Cooling: Central Air
Basement: Full,Fully Finished,Liveable Space
Above Grade Approx. Sq. Feet: 1,722
Acreage: 0.26
Est. Taxes: $6,397

Lot Desc: Sloping Lot
Elem. School: Oswegatchie
High School: Waterford
Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
MLS#: 24062528
Website: https://www.raveis.com
/eprop/24062528/4fulmoredrive_waterford_ct?source=qrflyer

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Listing courtesy of William Pitt Sotheby's Int'l

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
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4 Fulmore Drive, Waterford (Oswegatchie), CT, 06385

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$439,200	$439,200	$439,200
Term	360 months	360 months	180 months
Initial Interest Rate**	7.125%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.456%	7.171%	6.276%
Monthly Tax Payment	$533	$533	$533
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$2,959	$2,919	$3,704
Total Monthly Payment	$3,584	$3,544	$4,329

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.