Located in the desirable 55+ GATED COMMUNITY of On Top of the World, this 3rd-floor 2-bedroom, 2-bath condo offers a spacious layout with tile flooring throughout. In addition to the open Living Room and Dining Room, this floor plan offers a large Florida Room with a storage closet and plenty of windows for natural light, perfect for use as additional living space, an office, larger dining space or a craft room.
The kitchen is equipped with a refrigerator, built-in oven, cooktop stove, and microwave. The primary bedroom suite features a double-wide closet and en suite bathroom with a step-in shower. The guest bathroom has a tub/shower combo with linen storage conveniently located in the hall. Both bedrooms include ceiling fans with lights.
This top-floor unit has ELEVATOR ACCESS, NO UPSTAIRS NEIGHBORS LIVING ABOVE YOU, a private storage space in the building as well as a laundry room with easy access, and an assigned parking spot (#71), along with guest parking.
On Top of the World offers resort-style living with 2 GOLF COURSES (18-hole and 9-hole) FREE to residents, a golf pro shop, 2 recreation centers, a STATE-OF-THE-ART FITNESS CENTER with cardio machines, weight equipment and a variety of fitness classes, 2 pools (one heated year-round), tennis and pickleball courts, shuffleboard, lawn bowling, a dog park, picnic pavilion with barbecue grills, lake with fishing pier, kayak launch, lakeside exercise and walking course, hobby/art studio, woodworking shop, ballroom with stage, cafe, library, billiard room and more! Over 175 social clubs include a variety of sports and fitness clubs, travel clubs, art clubs, crafting, knitting, quilting, theater, music, card games, dance clubs, book clubs and much more and ensure there’s something for everyone! FREE SHUTTLE SERVICE TO LOCAL SHOPPING CENTERS adds to the convenience.
Centrally located just a short drive from beautiful award-winning beaches, Tampa International and St. Pete/Clearwater Airports, Countryside Mall, and countless dining options.
HOA fee includes water, sewer, trash, cable, internet, building insurance, groundskeeping, golf, and access to all community amenities. This property is transferred by leasehold estate deed, and association approval is required. Financing requires a 35% down payment.
Enjoy the best in 55+ living – schedule a showing today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $701 | $691 | $877 |
Total Monthly Payment | $942 | $932 | $1,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.