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154 Cold Spring Road, #APT 22, Stamford (Mid-Ridges), CT, 06905 | $340,000
Welcome to Candlelight Terrace! This spacious 2-bedroom, 1. 5-bathroom gem is perfect for those who love comfort and convenience. The master bedroom features a walk-in closet and its own half bathroom, so you'll have your own private retreat. Step outside to your balcony, the ideal spot for morning coffee or evening relaxation. Inside, you'll enjoy the convenience of an in-unit washer/dryer, updated windows, and cool AC for those warm summer days. Say goodbye to extra bills - heat, hot water, flood insurance, security cameras, and an on-site super are all included in the common charges. Plus, this pet-friendly community has a plenty of parking right outside the unit and extra storage space for all your gear. Candlelight Terrace is more than just a place to live - it's a lifestyle. Picture yourself lounging by the in-ground pool, grilling with friends, or strolling through lush gardens along the scenic Rippowam River. With plenty of visitor parking and all of downtown Stamford just minutes away, you're never far from fun, shopping, or dining. Ready to make this charming condo your new home? Let's make it happen!
Features
- Town: Stamford
- Parking: 2-car
- Heating: Hot Air
- Cooling: Wall Unit
- Levels: 1
- Amenities: Gardening Area,Guest Parking,Pool
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Main Level
- Complex: Candlelight Terrace
- Year Built: 1968
- Common Charge: $760 Monthly
- Above Grade Approx. Sq. Feet: 1,240
- Est. Taxes: $4,527
- Lot Desc: City Views,Lightly Wooded,Treed,Level Lot,Water View
- Water Front: Yes
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Per Board of Ed
- Pool: Safety Fence,In Ground Pool
- Pets Allowed: Yes
- Pet Policy: Cats and Dogs
- Appliances: Electric Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24065321
- Website: https://www.raveis.com
/prop/24065321/154coldspringroad_stamford_ct?source=qrflyer
Listing courtesy of William Pitt Sotheby's Int'l
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
154 Cold Spring Road, #APT 22, Stamford (Mid-Ridges), CT, 06905
$340,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
| Monthly Tax Payment | $377 | $377 | $377 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,833 | $1,856 | $2,351 |
| Total Monthly Payment | $2,285 | $2,308 | $2,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524