This home offers so much more than a house --- first its located in the highly sought after subdivision of Harbor View. Why so popular? Five minutes to the sands of the Gulf of Mexico; located in one of the best school districts in the county; 1 mile to the entrance of Boca Ciega Millennium Park which an area for kayak launch and also features a look out tower that allows you to view the beautiful intercoastal waterway providing views of breathtaking sunsets daily; 2 miles to the Pinellas Trail which provides a walking/jogging/skating/biking trail that runs the length of Pinellas County (75 mile loop) and, while located in a flood zone, home has not been required to carry flood insurance due to the elevation of the home (needs to be confirmed with your specific lender). This re-imagined home has been renovated to provide an updated modern look. The look includes new waterproof laminate flooring with contrasting 5. 25" baseboards, new kitchen appliance set to include an air-fry oven and wine-fridge along with new cabinets and granite countertops, newly re-tiled bathrooms which feature new vanities, light fixtures and mirrors, and an extensive outdoor living space that becomes a covered playground that accomodates all of a family's activities (game area, work out area, secluded sitting area). The interior structure of the home features a balcony that overlooks the great room, cathedral ceilings in the great room and upstairs master bedroom. An optional second master suite has been designed for the main floor of the home. There is a two story (floor to ceiling) electric fireplace faced with ledger rock in the the great room. The backyard provides a tropical paradise that surrounds the large pool and maintenance free trex decking located on the stairways and decks. The roof was done in 2018; AC was 2018; new water heater is on site and set to be installed first week of January.
SOLAR PANELS - installed in 2022 and the $57K cost has been paid off in full. Also only 3 miles to Seminole Town Center providing a multitude of eateries and shopping options.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,028 | $3,929 | $4,961 |
Total Monthly Payment | $4,452 | $4,353 | $5,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.