Discover the ultimate opportunity to embrace a serene boating and fishing lifestyle in 2025 with this exceptional waterfront property. Nestled along a wide, deep-water canal, this charming home offers direct access to the St. Johns River in just 15 minutes. The property is complete with a solar-heated pool, a rebuilt dock, and an oversized lot situated on a private dead-end road, all with no HOA restrictions.
Set on a sprawling half-acre lot with 100 feet of waterfront, this 3-bedroom, 2-bathroom home is perfectly positioned near the Lake Woodruff Wildlife Refuge and Conservation Area. Surrounded by the beauty of nature, you can enjoy fishing, boating, birdwatching, and even occasional manatee sightings. The expansive lot provides ample space to park boats and recreational vehicles, allowing you to fully embrace the best of Florida living.
Inside, the home has been thoughtfully updated with stylish and functional improvements. The kitchen features new quartz countertops, a composite sink, and luxury vinyl flooring, creating a sleek and modern cooking space. The living and dining areas boast new carpet, fresh paint, crown molding, and a decorative center ceiling beam for added elegance. The bedrooms have also been updated with new carpet and paint, offering a warm and inviting atmosphere.
The unique layout includes an upstairs main living area with three bedrooms, a dining room, kitchen, and two bathrooms. Downstairs, a heated and cooled Florida room with its own kitchen connects to the upper level via a charming spiral staircase or exterior access. Additionally, a bonus room with an attached bath and a separate laundry area are located on the ground floor, providing flexibility for guests or additional living space.
Outdoor living is just as impressive, featuring a newly lined pool with solar heating for year-round enjoyment. The pool deck has been upgraded with rubber rock, while leaf filter guards on the gutters and fresh exterior paint ensure the home is as low-maintenance as it is beautiful. For added convenience, the property includes a 50-amp hookup, water/septic access for a recreational vehicle as well as a TANDEM Garage with electric screen.
This property truly offers a haven for nature lovers and outdoor enthusiasts. From its prime location and modern upgrades to its exceptional access to Florida’s waterways, this home invites you to explore and enjoy all it has to offer. Schedule your tour today and experience the charm and tranquility of this unique waterfront retreat!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,373 |
Total Monthly Payment | $3,032 | $2,996 | $3,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.