Come and view this charming end unit condo in the beautiful Winter Ridge Community, situated between Lake Conine and Lake Smart. For your own enjoyment or as an investment property, you will delight in this community that provides beautiful lake views and numerous recreational amenities. There are a variety of things to do here with the community pool, shuffleboard, private dock, boat slips, walking paths, and fishing. This unit provides an inviting open concept upon entry, with the living room, dining area and kitchen flowing seamlessly. The primary bedroom features a spacious walk-in closet with an en-suite bath. Sliders open to the covered, screened-in porch that looks out over a beautiful lake, providing the perfect spot to enjoy your morning coffee or relax in the evening. The second bedroom provides 2 spacious closets to keep all of your things organized. The unit comes with two assigned parking spaces. New roof in 2024. With easy access to downtown Winter Haven, you will be close to many choices for shopping and dining. Whether you are looking for a full-time residence or a seasonal retreat, you do not want to miss this great opportunity! Call to view today!
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Our Executive Mortgage Banker:
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$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,920 | $103,920 | $103,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $718 | $700 | $884 |
Total Monthly Payment | $956 | $938 | $1,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.