Stunning 2-story Home with Pond-View in a wonderful community!! Premium LOT, Low HOA built in 2022. Extended lanai/backyard perfect to enjoy outside activities. Modern kitchen, Step inside to discover this floor plan that offers both privacy and functionality. The Master bedroom facing the Pond-View , spacious kitchen, which showcases elegant granite countertops and gleaming stainless steel appliances, making it a perfect hub for entertaining guests or enjoying family meals. New laminate flooring on stairs and second floor throughout with meticulous attention to detail evident at every turn, this move-in ready home exudes a sense of quality and comfort. From the pristine interiors to the manicured outdoor spaces, every aspect of this property has been impeccably maintained. Conveniently located in a community with low HOA fees and affordable home insurance, this residence offers not only a prime lot with beautiful pond view but also peace of mind. The community also provides desirable amenities, including a community pool and a dog park, perfect for enjoying sunny Florida days. With its prime location near I4, commuting to Tampa or Orlando is a breeze, providing access to a host of entertainment, shopping, and dining options. Its convenient location provides easy access to major highways and attractions in both cities. Lakeland is home to over 30 lakes within the city limits, offering residents plenty of opportunities for boating, fishing, and other water activities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,145 | $2,116 | $2,685 |
Total Monthly Payment | $2,801 | $2,772 | $3,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.