CHRISTMAS SPECIAL PRICED TO SELL. This house will WOW you. This house has a open floor plan with Hardwood floors throughout. The living room is large with a double brick fireplace, exposed beams, and door to the large wrap around deck. The dining room is large to enjoy the holiday gatherings, has skylights, this area has tons of windows so you have lots of sunlight and many views of the back yard, also another living room/sitting area that can be enjoyed. The kitchen opens up to the sitting area and living room, has granite countertops, electric stove, microwave, oven and stainless steel sink, lots of counterspace including an island for more space. The hallway to the bedrooms has track lighting. The primary bedrooms is large with door to the deck where you can enjoy the quiet, lots of window in this room to bring in all the sunshine, primary bathroom is updated. Full bathroom in the hallway is updated and has a lighted touch mirror, and a jacuzzi tub. The second bedroom is to the right of the full bath with a mirror door, this room has carpet, baseboard heat and lots of windows. Bedroom 3 has hardwood floors, 2 closets. The lower level has a large room that can be a family room or playroom, this has sliding glass door to the patio, stone tile and a half bath. The hallway has tons of closet space and a nice size laundry room with a pocket door. The office/den can be a potential 4th bedroom with a sitting area and a secondary entry from the driveway. This home is located on a cul-de-sac and the backyard is level with a very tranquil stream. This home has a septic tank, well water and a reverse osmosis system. There is also a full house generator and a shed on the property. The owner does pay $1000. 00 a year for flood insurance, this home has never flooded, FEMA changed the zoning in 2012 because of super storm Sandy. This is in the Wappingers School District and minutes to the hamlet of Hopewell Junction. Show this house today before it is gone tomorrow.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $842 | $842 | $842 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,498 | $3,451 | $4,379 |
Total Monthly Payment | $4,432 | $4,385 | $5,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.