The Newport model home is located in the much sought after 55+ community of On Top of the World. The home features 2 bedrooms, 2 bathrooms and a 1 car attached garage. There is a front porch perfect for your morning cup of coffee. The back yard is spacious and private. The home has carpet that has been freshly cleaned and the home itself has also recently cleaned. The furniture can stay with the home to make this an easy move in home. (Or we can have it removed if not needed) The kitchen is spacious with an island and plenty of cabinets for storage. There is an additional living space for TV or dining area off the kitchen. The Florida room is enclosed with Heat and A/C adding to your square footage. And lets not forget the screen enclosed room. HVAC is a 2023, Windows in 2018 and the roof is approximately 2015. Don't wait to call for your appointment to see today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$144,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $115,200 | $115,200 | $115,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $776 | $766 | $972 |
Total Monthly Payment | $913 | $903 | $1,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.