Capture this opportunity to live just a short walk from the sandy shore of the Atlantic Ocean within the luxurious resort community of Hammock Beach.
This 1696 SF / 3 bedroom / 2 bathroom end-unit villa includes a split floor plan with crown molding throughout the main living area and the primary bedroom.
The 230+ SF primary bedroom features a walk-in closet, two secondary closets, and an en-suite bathroom with a walk-in shower, dual vanities, and a soaking tub.
Your private rear porch overlooks the 10th hole to the south at the Jack Nicklaus Ocean Course, with the 13th hole visible to the west.
There is reserved, ground-level garage parking beneath your unit, with shared surface parking available throughout the complex.
The unit has newer GE and LG appliances (2020/2021) throughout. The water heater was replaced in 2019, and the HVAC system was replaced in 2021 with a biannual maintenance program. The modern furnishings are included in the purchase providing a turn-key residence. You may also participate in the short-term rental program to generate income from your villa should you choose to use it as your part-time residence or as an investment property.
With the optional Beach Club membership, you can enjoy indoor and outdoor pools, a lazy river, pickleball, tennis, a fitness center and members-only dining, social events and activities. Adding the optional Golf Club membership allows you to play the Jack Nicklaus Ocean Course and the Tom Watson Conservatory Course.
There are multiple dining options onsite at the resort, including the Atlantic Grille, Delfinos Italian Chophouse (club members only) and Stix Authentic Sushi (club members only). In addition, you can visit the many food and entertainment options nearby, with the center of Flagler Beach ten miles to your south and downtown St. Augustine twenty miles to your north along the A1A Scenic & Historic Coastal Byway. Palm Coast is also centrally situated between the larger cities of Jacksonville and Orlando, providing countless shopping, dining and entertainment options within a ninety-minute radius.
Call today for your private showing!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,099 | $3,913 |
Total Monthly Payment | $3,788 | $3,710 | $4,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.