LISTED UNDER VALUE! This home comes with a BRAND NEW ROOF (12/2024)! Sun City Center is rated the #1 Retirement Community in America! This villa is located in the sought after GATED community of Verona. Behind the gates are single family homes and paired villas all with well manicured landscaping that is maintained by the association. You will have private access to Verona’s own community pool and pavilion in addition to other amenities provided by The Renaissance Social Club and Sun City Center Community Association! The architecture showcases a bay window, multi level roof peaks and a covered entry that provides shelter for packages and guests. Inside, the soaring 13’ foyer ceiling with tray accent welcomes you down the hallway into the GREAT ROOM! High ceilings (10’ 4”) and an open concept is ideal for daily living as well as entertaining. The kitchen has rich wood cabinetry with crown molding, light rail, glass front display and pot drawers! There are GRANITE counters, microwave exhaust with exterior venting and KitchenAid is part of the stainless steel appliances included. The breakfast bar adds seating for gatherings, creates an intimate setting and an ideal space for those informal meals. Expand your living space to the screened and covered oversized lanai (14’x16”) and enjoy the privacy of your view that includes various bird and other forms of nature. The split floor plan has the primarary bedroom located in the rear of the home. The ceiling height is the same as the living space (10’ 4”) and has a tray accent which elevates the room with elegance. A wall of windows allows natural light and the blinds and treatments keeps the room peaceful when needed! There are TWO WALK IN Closets plenty for all your storage needs. The en suite is equipped with GRANITE counters, dual sinks, rich wood cabinet drawers with custom pulls, WALK IN Shower with seamless glass enclosure and a separate water closet. The secondary bedrooms are generous in size and have quick access to the guest bathroom that is complete with the same high end finishes as the master bathroom! The third bedroom has a standard closet and is currently being used as a den and the flex space offers so many options including a man cave, art/craft roof, office etc. The laundry room is oversized and set up for additional storage and drop zone. Sun City Center is a GOLF CART FRIENDLY 55+ community and this villa has The Renaissance Social Club which offers an expansive golf shop, restaurant and EXCLUSIVE access to the pool and fitness including an indoor track which is great on a rainy day. There is also a full service day spa, wellness center and dining at Amici’s restaurant. And finally, you will have access to Sun City Center amenities that has over 100 clubs and organizations to chose from. There are activities to suit virtually every interest! The amenities include community pools (indoor & outdoor), fitness, shuffleboard, softball, lawn bowling, pickleball, lapidary, art and more! Most other needs are a golf cart drive away including grocery shopping, salons, banks, a hospital and doctors, shopping and restaurants! Located close to beaches, 35 minutes to Tampa International Airport, close to Sarasota shops & 20 minutes to Ellenton Prime Outlets!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $502 | $502 | $502 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,933 | $1,886 | $2,381 |
Total Monthly Payment | $2,510 | $2,463 | $2,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.