Welcome to this spacious, modern and energy efficient single-family home, located in the city of Winter Haven. It was built in 2023 and offers access to 3 bedrooms and two full bathrooms! Open floor plan with plenty of flexibility and comfort, with its master suite conveniently located at the back of the house for plenty of privacy, offering a huge walk-in closet and a bathroom with a double-sink vanity and separate shower. Enjoy an exclusive kitchen, made with sturdy wood cabinets, stone counters and double sinks, equipped with some appliances such as the refrigerator and microwave, you will also have at your disposal a pantry and a laundry room equipped with a washer and dryer. Experience your sunsets with your family in the beautiful and extensive patio that this house offers and make your time worth it. Visit the Villamar community and explore the different amenities that you can enjoy once you are part of it, such as a community pool, a park and a clubhouse. This neighborhood offers easy access to major employment centers and excellent schools. Schedule a tour today and see the benefits of this home built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Schedule an appointment today. !!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$278,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,192 | $223,192 | $223,192 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,523 | $1,483 | $1,899 |
Total Monthly Payment | $1,963 | $1,923 | $2,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.