11196 NE 227th Place ROAD, Fort Mc Coy, FL, 32134 | $675,000

Enjoy life on the lake with this spectacular home located on spring fed Island Lake!! This gorgeous 4 bedroom, 3 bath home with a 3 car garage sits on . 66 acres with perfect views of the lake. The ROOF was replaced in 2022 and the WELL was replaced in 2023. This 2725 square foot home has an additional 200 square foot CONDITIONED FLORIDA ROOM with a wall of windows looking over the lake. This very well maintained home has large bedrooms and is very well set up as a second or a primary lake home, included irrigation. Island Lake is 27' deep at its deepest point and is a dual purpose lake that allows for boats for added fun! This one is ready for you to make it your own dream home on the LAKE!!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 86 x 335
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2000
  • Garage: 3-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,725
  • Acreage: 0.66
  • Lot Size: 86 x 335
  • Est. Taxes: $5,684
  • Elem. School: Fort McCoy School (K-8)
  • Middle School: Ft McCoy Middle
  • High School: North Marion High School
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM685848
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/OM685848/11196ne227thplaceroad_fortmccoy_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 9:17:07 PM)
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE   Phone: 352-209-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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11196 NE 227th Place ROAD, Fort Mc Coy, FL, 32134

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $474 $474 $474
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,730 $3,638 $4,593
Total Monthly Payment $4,296 $4,204 $5,159

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.