Beautiful 1779 Post & Beam Colonial home in a private setting on 7. 53 acres, including fields and an artesian fed pond. Enter into the heated mudroom that also contains a laundry room and workshop area, then into the large kitchen with a cozy wood stove, hearth, lots of counter top space and cabinets. Next is the dining room with built ins, front door and living room with wood stove and built ins, bar room with an additional wood stove, access to a wood storage room and access to the deck where the hot tub is located. While relaxing in the hot tub you can view the pond and the fields in front of the home. With entrances off both the dining room and the living room, the den/office is easily accessible. The convenient first floor full bath has been updated and includes both a shower and a deep soaking tub. On the second floor are four bedrooms, a play room, storage room, a 3/4 bath, and a large family/game room with antique wood stove. The third floor hosts two additional bedrooms and a half bath for convenience. The detached 50x30 garage will accomodate up to six vehicles or provide room for recreational toys, and includes a back access door as well as a side entrance. It hosts a full second story, with the potential for an accessory dwelling unit. The property has raspberry bushes, grape vines, fruit trees, gardening space, a chicken coop, a former goat shed and an outbuilding next to the pool for storage of pool equipment & supplies. Must see to appreciate this home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $933 | $933 | $933 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,144 | $4,042 | $5,103 |
Total Monthly Payment | $5,169 | $5,067 | $6,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.