Welcome to Loveland Courtyards where comfort meets convenience in this charming villa! Step inside and let this home tell its story. A brand-new roof (2024) means one less worry, while the spacious high ceilings and bright, open living area invite you to make this space your own. The adjoining dining room, complete with extra storage, is perfect for hosting gatherings or cozy dinners. The kitchen, with its classic tile flooring and convenient breakfast bar, makes entertaining effortless. A split floorplan ensures privacy, with two large bedrooms tucked away, each offering walk-in closets and sliding doors to the lanai. The primary bedroom features its own en suite bath with a walk-in shower, while the guest bathroom includes a tub/shower combo for added versatility. Enjoy the ease of indoor laundry with a washer and dryer already included. Natural light pours through this home, leading you to the expansive screened lanai. A peaceful retreat to soak up the Florida sunshine or unwind with a view of the lush green grounds, pool, clubhouse, and covered picnic area. This villa's HOA covers all exterior maintenance, allowing you more time to enjoy what matters most. Located in the heart of everything, shopping, dining, entertainment, and the beauty of Charlotte Harbor just moments away. This home offers the perfect blend of lifestyle and location. Finish the updates already started by the seller and make this villa uniquely yours. Don't miss this opportunity to schedule your showing today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $879 | $857 | $1,082 |
Total Monthly Payment | $1,234 | $1,212 | $1,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.