What a wonderful opportunity for someone to own a ground floor condo only steps to a private beach only for Whispering Sands owners and their guests, and the beautiful sparkling blue Gulf waters. This 2 bedroom/2 bath condo has been lovingly cared for by the same family for 27 years. They were pleasantly surprised that the condo did not have any water or sand inside after the storms, but only some water on the lanai. There are tile floors throughout. No popcorn ceilings. Both bathrooms have been updated with quartz counters and new cabinets with soft closing drawers. The kitchen has Corian counters, a mixture of newer and older appliances, and a built-in desk area. The exterior Hurricane rated sliding glass doors have been removed because of the concrete restoration project which is ongoing. There are hurricane shutters for the interior sliding glass doors. The exterior sliders will be re-installed in April of 2025. The condo is very livable as it's now, but if a new owner wanted to open up and remodel the kitchen, this would be the perfect time to do it. The condo comes with a carport, and an additional storage closet close by for storing beach items. Whispering Sands has two heated pools, a Tower Lounge and Clubhouse, fitness center, grills, canoe/kayak storage racks. It is within walking or biking distance to Siesta Village, where you will find shops, restaurants, Morton's Market. Downtown Sarasota is about a 15-minute drive, and you can enjoy even more restaurants, shops, the Opera House, Florida Studio Theater, and McCurdy's Comedy Club. This condo is directly on the beach, waiting for a new owner to make memories and to enjoy Gulf breezes and sunsets like this family has for years.
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Our Executive Mortgage Banker:
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$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,163 | $5,097 | $7,044 |
Total Monthly Payment | $5,544 | $5,478 | $7,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.