Welcome to this charming, beautifully renovated timber frame barn with exposed beams and soaring ceilings located in the picturesque town of Waterbury! This 3 bedroom, 2 bathroom home has been thoughtfully updated with an open concept living room that is flooded with natural light and a gorgeous stone fireplace. Living room seamlessly flows into the kitchen making it ideal for everyday living and entertaining. Kitchen has quartz countertops and tile backsplash with plenty of space for cooking. Enjoy the deck off the living area with your morning coffee overlooking your own firepit. 2 bedrooms are also located on this level with unique barn style closet doors and exposed beams that add to the charm. The primary suite, located on the third level, offers a true retreat with space and privacy. The first level features a versatile bonus area that could be used for a living room or office. Newly installed heat/AC pumps in the great room and first level enhance comfort and energy efficiency. Enjoy the ease of condominium style HOA that includes plowing. Centrally located close to Stowe, Sugarbush, Montpelier, Burlington, fantastic Waterbury restaurants and shopping!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $731 | $731 | $731 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,591 | $3,503 | $4,423 |
Total Monthly Payment | $4,414 | $4,326 | $5,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.