Steps away from the beautiful beaches of Ponce Inlet could be your next charming first-floor 2 bed, 2 bath condo located in the highly desirable Beacon Point community! This home offers the perfect opportunity for buyers looking for a coastal lifestyle or an investment property with great potential. The spacious layout features a kitchen with new stainless steel appliances, 2 comfortable bedrooms with an updated master bathroom, and a built-in safe. An enclosed patio provides a private outdoor space to relax and unwind steps from the community pool, while the washer and dryer included in the unit add convenience and ease. Located in a quiet, well-maintained neighborhood, the condo is just a short bike ride to the iconic Ponce Inlet Lighthouse and local restaurants, making it a perfect spot for enjoying everything this seaside town has to offer. The community's HOA fees includes water, trash, cable internet, roof, building insurance, and pest and lawn care offering great value for the area. This condo is a blank canvas that presents an incredible opportunity to update and make your forever home or even turn it into a profitable rental property. Whether you're seeking a vacation retreat, a fixer-upper project, or a smart investment in a prime location, this condo offers it all.
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Our Executive Mortgage Banker:
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$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,382 | $1,769 |
Total Monthly Payment | $1,565 | $1,528 | $1,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.