Direct Water Access to Lemon Bay and the Gulf of Mexico – A Boater’s Paradise!
This 2023, 2-bedroom, 2-bathroom manufactured home offers saltwater canal frontage and is ideally situated close to the community center, where you can easily walk, bike, or use a golf cart to participate in the many social activities or games with friends and neighbors. Located in the desirable Mobile Gardens community, you’ll own your land, adding value to this waterfront retreat. Boating enthusiasts will love the quick Gulf access, making this property perfect for those seeking the ultimate Florida lifestyle. Inside, the home features wood laminate flooring in the main living areas and bathrooms, an open great room that connects to the kitchen and dining area, and large windows that allow for an abundance of natural light. The kitchen has white shaker-style cabinets, a breakfast bar, ample countertop space, and a stainless steel farmhouse sink, ideal for meal preparation and entertaining. An interior laundry room with shelving adds extra storage. The primary suite includes dual closets and a private bathroom with a step-in shower. Guests will enjoy a welcoming second bedroom with easy access to a full bathroom, featuring a shower/tub combination. Outside, you’ll find a detached storage shed, a patio overlooking the canal, and concrete steps leading to the dock area, the perfect spot to relax or enjoy evening cocktails by the water. Mobile Gardens offers an optional low-fee HOA membership providing access to amenities such as a recreation center, shuffleboard, social events, and two community boat ramps. Boat slips are available separately on a first-come, first-served basis for an additional fee. Located near beautiful Gulf beaches, shopping, dining, and live entertainment, this home is ideal as a seasonal retreat or investment opportunity. Don’t miss your chance to live the Florida boating lifestyle!
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Our Executive Mortgage Banker:
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$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,347 | $1,701 |
Total Monthly Payment | $1,542 | $1,508 | $1,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.