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1 The Circle, #1, Oyster Bay (Glen Head), NY, 11545 | $749,500
Glen Head. Bright and inviting, this first-floor unit in the sought-after gated community of The Knolls offers a perfect blend of comfort and convenience. The open-concept layout features a formal living room with a cozy fireplace and access to a private balcony, along with a formal dining area ideal for entertaining. The spacious eat-in kitchen boasts stainless steel appliances and a generous dining space. The bedroom wing includes a well-sized bedroom and a full bathroom. The large primary suite features a recently renovated en-suite bathroom, a laundry room, a large closet with build in shelving, and sliding doors to an additional private balcony. This unit includes lower-level garage parking and a dedicated basement area for extra storage. Residents enjoy the security of a 24-hour gated community with a gate guard. A fantastic opportunity in a premier location. Buyer is responsible for a $5, 000 transfer tax. North Shore SD.
Features
- Town: Oyster Bay
- Parking: Assigned, Garage
- Heating: Forced Air
- Cooling: Central Air
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Complex: The Knolls
- Year Built: 1986
- Approx Sq. Feet: 1,400
- Lot Desc: Front Yard
- Elem. School: Glen Head Elementary School
- Middle School: North Shore Middle School
- High School: North Shore Senior High School
- School District: North Shore
- Pet Policy: No
- Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 807586
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/807586/1thecircle_oysterbay_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1 The Circle, #1, Oyster Bay (Glen Head), NY, 11545
$749,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,600 | $599,600 | $599,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,141 | $4,040 | $5,100 |
| Total Monthly Payment | $4,233 | $4,132 | $5,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535