Nestled in the heart of Red Hook village, this historic grand Victorian offers the best of both worlds. Just steps from charming shops and restaurants, it also provides over an acre of backyard privacy, complete with multiple outbuildings, studio space, an in-ground pool, and ample relaxation areas. The inviting covered wraparound porch leads into a classic front foyer and parlor, suitable for business or leisure, thanks to the home's R-20 zoning, which allows for Bed & Breakfast use. The first floor features four distinct areas that can serve as living rooms, each with cozy nooks perfect for curling up by the wood-burning fireplace. The kitchen flows into a sunlit dining area and living room, creating a warm and open atmosphere. Legally a 9-bedroom home, it currently functions as a 5-bedroom, 3. 5-bath residence, with potential for expansion by finishing the walk-up attic. The home boasts spacious, bright interiors with stunning original details throughout. Updates include newly refinished parquet flooring in the upstairs floor, new vinyl lining for the pool, new furnace and oil tank from two years ago, roof approx. ten years old. The private backyard offers delightful surprises, including a large garden shed, a detached two-car garage with an attached workshop, a spacious studio with a lofted, beamed ceiling and propane heat (formerly an art studio), and two smaller storage rooms at the far end. Built to last in 1890 and lovingly maintained for 45 years by one family, recent updates include a new pool liner, oil tank, and furnace. A short walk to Red Hook Middle & High School in the Red Hook School District, the property is across from the iconic Historic Diner, steps from numerous parks and walking trails, and just 2 hours from NYC and 15 minutes from the Rhinecliff train station. Additional Information: Heating Fuel: Oil Above Ground, Parking Features: 2-Car Detached.
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $1,255 | $1,255 | $1,255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,312 | $4,366 | $5,531 |
Total Monthly Payment | $5,659 | $5,713 | $6,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.