WOW. . . SO so cute this FIRST floor Studio Apartment Condo located in GATED community near USF, restaurants, Busch Gardens, VA Hospital and public transportation. The Kitchen has updated cabinets and stainless steel appliances. Above the sink is a custom wood shelf for more storage. The MAIN room boasts of laminate flooring and a GARDEN window where plants can grow indoors or DECORATE it for the Holidays. There is a closet area for more storage. Home has a separate bath with tub, sink & ceramic tile flooring. Only a short walk to the front gate, AND the POOL AND the GYM, the Clubhouse, AND the on site Laundry, along with the mailboxes. THE LOW monthly HOA fees of $110, include outside maintenance, water, sewer, trash, COMMUNITY pool, COMMUNITY laundromat, COMMUNITY clubhouse, AND even a WORK out room. The entire community is quiet, CLEAN and NEAT with outdoor security. Please CALL today for a personal tour of this Home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $87,920 | $87,920 | $87,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $607 | $592 | $748 |
Total Monthly Payment | $748 | $733 | $889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.