"FULLY UPDATED & MOVE-IN READY" 2-BED, 1-BATH BUNGALOW WITH NO HOA IN MOUNT DORA, FL 32757. Situated on an Oversized "High & Dry" Lot with "NO" HOA, this home is perfect for anyone looking for "Country Living", with "City Conveniences" and Downtown Mount Dora just minutes away. Are you a Small Business Owner (Plumber, Electrician, Carpenter, Landscaper, etc. ) or R/V, Camper, 5th Wheel, Boat Owner and fed-up with wasting thousands of dollars a year paying extra fees to store your work trucks, trailers and equipment? This yard will accommodate all of your needs and includes a "HUGE" 18'x22' Workshop/Garage/Shed so you can dump those storage fees forever. The Kitchen has been completely renovated and includes New 36" Wood Shaker Upper & Lower Cabinets with Soft Close Drawers, Lazy Susan and lots of Counter & Storage Space, Level II Granite Counters (Delicatus Brown) with a Stainless Sink & Kohler Forte Faucet, Frigidaire Stainless Steel Appliances including a Glass-Top Range, OTR Microwave and a French Style Refrigerator. The Bathroom has been updated and features Shower/Tub Combo, New Bathroom Vanity, Sink & Faucet, New Kohler 360 Toilet and Lighting. Do you need a 3rd Bedroom? If so, the Bonus Room is 10'x23' and could easily be a Master or Additional Bedroom (No Closet) or used as an additional Family or Living Area. Additional Features Include: Golf Cart "Approved" Community, Just a few blocks from Lake Dora Park & Boat Ramp, NEW Paint Inside & Out (2024), NEW Interior Door Hardware (2024), NEW 2" Wood Faux Blinds (2024), NEW Interior LED Lighting (2024), NEW Electrical Outlets/Switches/Plates (2024), NEW A/C Vents (2024), Air Ducts Cleaned & Sanitized (2024), NEWER Shingle & Membrane Roof (2014), NEW HVAC Handler & Compressor (2023), NEWER Hot Water Heater (2014), Upgraded 200amp Electrical Panel (2013), Double Paned Windows, Ceramic Tile Throughout, Inside Laundry Room, All Walls & Ceilings have Updated Finishing, NEW Programmable Thermostat (2024), Exterior Doors Rekeyed (2024), Covered Front Porch (6'x22'), Covered Patio (10'x13'), Total of Three Car Carports, Workshop is 18'x22' with Metal Siding, Electric, Roll-Up Garage Door, Concrete Floor, Shop Lights & Truss Storage, Gutters & Downspouts, Fresh Mulch & Landscaping (2024), Citrus Trees, City Water & City Sewer, Fire Hydrant Across the street for Insurance Discount and much more. NOTE: WHILE THE ADJOINING VACANT DUPLEX LOT (. 20 ACRE, 66'x135') IS NOT INCLUDED IN THE SALE, THE SELLER IS OFFERING A "FIRST LOOK" OPPORTUNITY FOR THE BUYER TO PURCHASE THIS FULLY PLATTED PARCEL TO EXPAND YOUR YARD & BUFFER ZONE FOR ADDITIONAL PRIVACY. . . OR EVEN MORE STORAGE SPACE. Call today for more information or to schedule a private showing.
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,120 | $255,120 | $255,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,762 | $1,719 | $2,170 |
Total Monthly Payment | $1,965 | $1,922 | $2,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.