What do you say about a complete custom expanded Gardenia with a pool on a spring fed pond? This home is located in the sought after Village of Marsh Bend. With only 24 homes, this neighborhood offers more than just an amazing water front view. It offers camaraderie, the feel of a small town and great neighbors with optional monthly gatherings. As you pull up to this expanded Gardenia, you will notice the professional landscaping with palms, lighted flag pole and welcoming front porch. Upon entering the home the warm wood look tile, through out majority of the home, makes you want to just relax and stay a while. The completely custom kitchen has upgraded stainless steel appliances, Quartz countertops, a gas cook top, built-in oven and microwave, single large sink and a pantry. The kitchen over looks the Dining and Living room and draws your eye out to the expanded lanai, to the pool, to the majestic oaks and the serene water front view. On the lanai you will find a gas fireplace that has a complete chimney so it can be a wood burning fireplace if you choose. The lanai also has Cool Breeze Motorized Roll screens for more intimate gatherings and to keep the chilly nights at bay. No more lugging around propane tanks. . . the lanai offers a gas line hook up for your grill. The lanai offers complete privacy for the swing and salt water pool which has solar and a heat pump. Back inside, you will notice the custom crown molding and plantation shutters throughout. The home offers split bedrooms with an expanded front bedroom, currently used as an office, with room to add a closet. The primary bedroom has been expanded with access to the lanai and has a dream ensuite. The expanded ensuite offers two custom closets by Inspired Closets, split vanities and a large dual entry shower with two shower heads and a true rainfall shower. The upgrades don't end there. In the over sized two car plus golf cart garage you will find plenty of space for storage, a laundry tub, and an 10x10 air conditioned workout room complete with mirrors and workout equipment. The garage also boast additional storage space in the attic (Covering all three bays), attic stairs and a Magic Lift Elevator to get those awkward and heavy storage boxes into the attic. To finish off the upgrades, there is insulation in the lanai, garage and front porch ceilings, a Pegasus Potassium Water Softener, Wifi Sprinkler system controller, whole home lightening protection with 2 levels of lightening arresters, Cool Deck paint and a freshly painted exterior.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $767 | $767 | $767 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,967 | $5,891 | $8,141 |
Total Monthly Payment | $6,859 | $6,783 | $9,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.