As you enter the home through the French Doors, you are greeted by the vaulted ceilings in the foyer and the openness of the floorplan. Through the arched entryway you will notice the formal living and dining area which could also be utilized as an office, playroom, or gym. Opposite of this room is the dinette area that flows into the spacious kitchen with breakfast bar, ample counter space, closet pantry, and opens to the high ceilings of the spacious family room. This family room can accommodate a variety of furniture options and a large television would go great on either of the walls. Sliding glass doors open to the screened lanai which absorbs the southerly facing sunlight during the day. Privately tucked around the corner is the primary bedroom with tray ceilings, dual closets, one of which is a large walk-in, dual vanities, a makeup counter, garden tub, glass shower, and water closet. This bedroom also has access to the lanai. On the other side of the home you will find bedroom 2, guest bathroom, and what may be just the room you are in need of. This 20x12 bedroom with French Doors would make a fantastic billiards or snooker room, mancave, craft room, or even just a huge bedroom. The possibilities are endless. Roof replaced in 2021 and A/C 2019. Highland Ridge has easy access to 44th Ave E which now takes you West to the beaches or East all the way to Myakka City. This location is minutes from downtown Bradenton, Pirate City, I-75, Sarasota Airport, the Gulf Beaches, and all the shopping and dining you are looking for. This home was unphased by this summer’s storms and is move-in ready.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $378,400 | $378,400 | $378,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,549 | $2,581 | $3,270 |
Total Monthly Payment | $2,827 | $2,859 | $3,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.