Welcome to 225 Cedar Street, a stunning brand-new construction home located in the heart of Woodruff, SC! This gorgeous one-story home features 3 spacious bedrooms and 2 modern bathrooms, all within a desirable no-HOA district. Step inside to discover an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for both entertaining and everyday living. Luxury vinyl flooring flows throughout the main living spaces and master bedroom, offering both style and durability. The gourmet kitchen boasts sleek stainless steel appliances, providing a contemporary touch that any home chef will appreciate. Enjoy the ease of meal prep in this beautifully designed space that flows effortlessly into the dining area. Situated conveniently near the highway, this home offers easy access to Spartanburg and Greenville, making commuting a breeze. Plus, you’ll be just moments away from downtown Woodruff, where you can explore a variety of restaurants and shops. Don’t miss your chance to own this exceptional home at 225 Cedar Street. Experience modern living in a prime location—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,961 | $1,913 | $2,415 |
Total Monthly Payment | $2,052 | $2,004 | $2,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.