Welcome to this timeless 1938 Lake Lucille brick home, where classic charm meets modern updates in a truly idyllic neighborhood. This property offers a beautiful residence plus a lifestyle filled with lakeside leisure and community events. Details include hardwood floors, a cedar closet and an updated kitchen featuring stainless steel Samsung dishwasher and LG refrigerator. The versatile sunroom is the perfect spot for movie nights, a good book or entertaining guests. The spacious new patio provides a beautiful setting for morning coffee, hosting gatherings or relaxing under the evening stars. Stay warm in winter by the cozy fireplace (cleaned and inspected) with radiator heat and enjoy central air conditioning during the hot summer months. There is plenty of storage on the lower level. As a Lake Lucille resident, water is included in your annual dues and you’ll have access to a host of activities including kayaking, swimming, picnics and organized events. Located on iconic South Mountain Road in New City, close to restaurants, shops, Clarkstown schools and hiking trails, you will also enjoy Clarkstown pools, parks, pickleball courts and activities. This special home is loaded with warmth, character, modern conveniences and a sought-after lakeside lifestyle. Don’t miss out on this wonderful opportunity to live your best life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $881 | $881 | $881 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,900 | $3,897 | $4,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.