They don't make them like this anymore. . . . Welcome to 1106 E Chelsea St located in the exciting community of Seminole Heights! This solid block construction home with real hardwood floors is spacious boasting 1, 750 square feet of living space with 2. 5 bathrooms, large bedrooms and ample outdoor spaces. Entertaining is a pleasure with an open floor plan and a tastefully remodeled kitchen with agreeable color schemes. The outdoor space is impressive as the lot is over 10, 000 square feet featuring a large deck that connects to the kitchen and primary bedroom, perfect for morning coffee al fresco and evening BBQs. Keeping your huge lawn beautifully green is a breeze with the full irrigation system that connects to well water saving you money each month on utilities. Laundry is easy with your indoor washer and dryer that conveys with purchase. Also in the laundry area is the gas tankless water heater which is a money saver and provides hot water on demand. In the rear of the property you will find something of a unicorn in the heights. . . an oversized two car garage that offers parking and plenty of storage space with the built in cabinets, or put a little work into the garage and turn it into an income producing rental property!! Arrive home via alley access with the touch of a button. The gate is automatic offering a private entrance to your personal oasis. No flood insurance required, this property sits 39 feet above sea level and the neighborhood has never flooded. All major components of this home are solid, under 10 years of age with plenty of life left, providing you many years of effortless living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $736 | $736 | $736 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,917 | $2,951 | $3,744 |
Total Monthly Payment | $3,745 | $3,779 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.