Wow what a stunning home this Southern Living design is! Simply elegant and charming inside and out! A fantastic layout with plenty of room! The entry leads to a formal 2-story foyer, formal dining, sunken living room with built in bookcases and a real wood burning fireplace. The kitchen is updated and includes a brand-new stainless range installed 12-23-24, Corian counter tops, tile backsplash, recessed sink, closet pantry and roomy breakfast area along with countertop space for additional seating. Off the kitchen you'll find the laundry room with cabinets and closet for storage. The primary bedroom suite is quite spacious, has walk-in closet and a completely updated bathroom. Upstairs are three very large bedrooms, and one has its own private den/flex room. The full bath has been updated and includes a 6-foot shower. Also, there is an awesome room perfect for an office, playroom, home school, media/tv/game or whatever suits your needs. The backyard has had extensive work removing many trees and adding a lovely stone retaining wall. It's just perfect for the kids, pets, and entertaining. Even room for a pool if desired (septic is left of the home and not in the backyard). You'll love the large deck and covered porch too! This custom home has been very well-tended and cared for by the current second owners and a list of all is provided. You will not want to let this gem pass you by!
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Our Executive Mortgage Banker:
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$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,122 | $3,045 | $3,845 |
Total Monthly Payment | $3,344 | $3,267 | $4,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.