Discover the epitome of Florida living in this beautifully maintained residence in the desirable community of Bella Terra located in Estero, FL. This turnkey, one story, single family home welcomes you with an abundance of natural light and serene views of lush greenery, creating a private and peaceful retreat. The open and inviting floor plan is perfect for both relaxing and entertaining, featuring a spacious living area with high ceilings, tile flooring, and seamless access to the outdoor lanai and pool area. The primary suite is a true sanctuary, showcasing wood flooring, two generous walk-in closets, and tranquil views of the preserve. Three additional bedrooms offer flexibility for family or guests, with one featuring its own private bath—ideal for a guest suite. Step outside to your private oasis, where a pool and spa await. Enjoy year-round relaxation or entertaining in this tranquil outdoor space, complete with manual roll-down hurricane shutters for added peace of mind. Recent upgrades include a 2018 AC system and a 2024 water heater, ensuring comfort and efficiency. With its turnkey offering, this home is ready for you to move in and start enjoying the Southwest Florida lifestyle. Bella Terra is a beautiful community conveniently located 3 miles east of I-75 in Estero, Florida off of Corkscrew Rd. The community is surrounded by 100 acres of tranquil lakes and 400 acres of conservation preserves. In addition, Bella Terra amenities include a 7, 000 sq. ft. Club House, with a fitness center, a resort style pool with a spa and waterfall, pickleball, tennis, bocce, & basketball courts, multi-use ball fields for soccer and baseball, an inline skate park, beach volleyball, butterfly garden, children’s playground, fishing lakes, and a smaller ancillary pool within the community. Bella Terra offers some of the lowest HOA fees in Southwest Florida which include lawn care, 24 hr. security w/ guard gate, cable, internet and much more.
The community is situated in a prime location just minutes to Miromar Outlets, Hertz Arena, Coconut Point Mall, RSW Airport, Gulf Coast Town Center, I-75 and a quick ride to area beaches. Plenty of shopping, entertainment and dining at your fingertips.
A complimentary home warranty for this property (at closing) from the listing agent is included for reading this far.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,481 | $3,396 | $4,287 |
Total Monthly Payment | $4,153 | $4,068 | $4,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.