Welcome Home to beautiful Ira, Vermont! Located in the heart of the Green Mountains and nestled on 3 serene acres. This charming 3 bedroom 2 bathroom post & beam home offers the perfect blend of comfort, functionality, and rural charm. Whether you’re seeking a tranquil retreat or a homestead with modern conveniences, this property has it all. The main level features an open floor plan, perfect for entertaining and family gatherings, complete with a nicely updated county kitchen. The kitchen is totally equipped with a gas cook stove, stainless steel appliances and gleaming black granite countertops! Also located on the main floor is a full bath and guest room. The upper level has two additional bedrooms, including the primary suite. The partially finished, walkout basement provides endless possibilities for a home office, rec room, or additional living space with direct outdoor access. Relax and soak in the picturesque views, rain or shine, on the beautiful covered porch. The detached 2 car garage has room for vehicles, toys or a workshop with space above to finish as you wish. Grow your own fruits, vegetables, and flowers year-round, in the bonus greenhouse. A large chicken coop for your flock—embrace sustainable living! The woodshed is conveniently located for easy access to your wood-burning stove. Located in a quiet and desirable area, this home offers the perfect combination of rural living and modern amenities. Don’t miss your chance to call this unique property home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,542 | $2,479 | $3,130 |
Total Monthly Payment | $2,967 | $2,904 | $3,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.