26 Kentucky St, Long Beach, NY, 11561 | $1,100,000

Beachside Bliss – Your Dream Home by the Sea Step into a world of coastal elegance with this stunning property, perfectly nestled by the beach. Originally a 2-bedroom, 2-bath gem, this home has been thoughtfully expanded post-Sandy to offer additional, lower living space, providing a bedroom & full bath, The main living area features soaring cathedral ceilings and a cozy fireplace, creating an inviting atmosphere that seamlessly flows onto a generous second-floor deck—perfect for morning coffee or evening gatherings with breathtaking ocean breezes. The gourmet kitchen is a chef’s delight, boasting granite countertops, stainless steel appliances, and ample cabinetry. A charming bay window floods the space with natural light, while an elegant shuttered accent window adds character and style. The primary suite is a retreat of its own, complete with a walk-in closet and a private ensuite bath. Additional features include a full attic for storage, an outdoor shower for rinsing off after beach days, garage & driveway and newly installed fencing and concrete for enhanced privacy and curb appeal. Ideal for multi-generational living, the home offers a potential mother/daughter setup with its own private entrance, ensuring flexibility and convenience for extended family or guests. Situated just steps from the pristine beach and lively boardwalk, and less than an hour from NYC, this property combines the best of tranquil seaside living with unbeatable proximity to the city. Don’t miss this rare opportunity to own your slice of paradise. Your dream of beautiful living by the sea starts here!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Raised Ranch
  • Year Built: 1988
  • Garage: 1-car
  • Heating: Ducts, Solar
  • Cooling: Attic Fan, Ductless
  • Approx Sq. Feet: 1,804
  • Est. Taxes: $14,632
  • View: None
  • Water Front: Yes
  • Elem. School: Contact Agent
  • Middle School: Long Beach Middle School
  • High School: Long Beach High School
  • School District: Long Beach
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 807377
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/807377/26kentuckyst_longbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 516-665-2000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26 Kentucky St, Long Beach, NY, 11561

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.820% 6.723% 6.284%
Monthly Tax Payment $1,219 $1,219 $1,219
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,206 $5,635 $7,486
Total Monthly Payment $6,550 $6,979 $8,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.