Under contract-accepting backup offers. Welcome home to this fantastic 2-bedroom 1-bathroom 1-car garage home in Seminole! This residence sits high and dry in a non-evacuation zone yet is just minutes to the Gulf Beaches. The lot is nice sized and there is direct access to the Pinellas Trail through the secure gate in the rear yard. Step inside and fall in love with this light and bright gem, it features an open floor plan, a separate Florida room, plus a laundry room. Updates to this home are numerous and include the kitchen, the bathroom, tile flooring throughout, most of the windows have been upgraded, and the front door, rear door and French doors have all been replaced. The electrical panel has been replaced and extra insulation plus a radiant barrier was added to the attic. The roof was all new in 2019 and was installed with a secondary water barrier. Step out back and see where this home really shines, there is a screen enclosed porch overlooking the pool sized back yard. The rear yard is fully fenced and features a travertine stone patio, and a new workshop built in 2024. This home is in immaculate condition and has been maintained to the highest levels, pride of ownership truly shows here, hurry do not miss this one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.276% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,945 | $1,967 | $2,496 |
Total Monthly Payment | $2,076 | $2,098 | $2,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.