1960 Hardwood Flats Road, Elmore, VT, 05657 | $415,000

An Outdoor Enthusiasts Dream! Cozy, charming Log cabin and heated, 2 car detached garage situated on a 10. 2 acre parcel in a desirable Lake Elmore neighborhood. This property is surrounded by hundreds of acres of protected land for hiking, biking and outdoor recreation. Perfect property for homesteading, ski cabin, investment property or weekend getaway. Ski in/ski out access to manicured, private Nordic ski trails. Nearby access to the VAST snowmobile trails in addition to the scenic on site trails. Plenty of room for your Snowmobile, Boat, ATV or RV! Enjoy a glass of wine on the enclosed front porch or cozy up to the Hearthstone wood stove for a relaxing evening in. Newly finished basement is perfect for game/ rec room, fitness & more! There is a pond site, but for Swimming, boating and fishing; it's just minutes to Lake Elmore . This home has many updates and is ready for your finishing touches including; New plumbing & Half bath 2023 Electrical Updates 2022 New Kitchen/ Appliances 2022 Fully waterproofed basement, double sump pumps with battery backup and lifetime warranty 2022 New Hearthstone wood stove 2019 Energy Efficient Propane Furnace 2018 ** High speed Fiber internet On Site!** Just 5 mins to Lake Elmore and Elmore State Park, 15 mins to restaurants and shopping, 30 mins to Stowe or Montpelier. Showing By Appt Only

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Cabin,Log
  • Year Built: 1975
  • Garage: 2-car Garage
  • Heating: Electric,Forced Air,Stove
  • Cooling: None
  • Basement: Bulkhead,Concrete,Finished,Full,Storage Space,Sump Pump
  • Approx Sq. Feet: 2,304
  • Acreage: 10.2
  • Est. Taxes: $4,571
  • Lot Desc: Country Setting,Landscaped,Pond,Secluded,Stream,Trail/Near Trail,Walking Trails,Wooded
  • MLS#: 5025165
  • Website: https://www.raveis.com
    /prop/5025165/1960hardwoodflatsroad_elmore_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/25/2024
Listing courtesy of www.HomeZu.com   Phone: 877-249-5478
Listing Agent: Jason Saphire

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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1960 Hardwood Flats Road, Elmore, VT, 05657

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $381 $381 $381
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,293 $2,237 $2,824
Total Monthly Payment $2,749 $2,693 $3,280

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.