13 Cottagegate COURT, Palm Coast, FL, 32137 | $899,000

Nestled in the highly sought-after Sailboat Country, this immaculate saltwater canal home offers the best of Florida living—without the hassle of HOA or CDD fees. Just Minutes to the Intracoastal water, this home is Ready for her new owner. With a new roof (2021) and a new AC unit (2018), this home provides peace of mind, along with style and functionality. Boasting four spacious bedrooms and three fully renovated bathrooms, the home offers plenty of space for comfort and relaxation. The master suite is a true retreat, featuring double doors leading to a generous bedroom and additional space perfect for an office or gym. The upgraded master bath includes dual sinks, a walk-in shower, and designer finishes. All other bathrooms have been beautifully updated, ensuring modern comfort throughout.

The chef’s kitchen is a dream, with sleek granite countertops, high-end stainless steel appliances, and abundant cabinet space—ideal for both cooking and entertaining. The oversized family room offers a built-in bar and expansive windows that overlook the private pool and outdoor living area, perfect for hosting friends or enjoying quiet evenings by the water.

Step outside to a true Florida paradise: an oversized outdoor entertaining space featuring a sparkling pool and plenty of room to relax and unwind. The master suite also features a private deck, ideal for sipping your morning coffee while enjoying peaceful canal views. For boating enthusiasts, the property includes a boat lift and an extended Polywood deck, providing easy access to the canal for all your water activities.

Located just minutes from the European Village, you'll have easy access to shops, restaurants, and the popular Sunday farmers market. The area’s pristine beaches are only a short 10-minute drive away, perfect for enjoying sun and surf.

With its unique, open floor plan, luxurious upgrades, and prime location, this home offers the ultimate in Florida living. Don’t miss out on this rare opportunity—schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1986
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,705
  • Acreage: 0.23
  • Est. Taxes: $3,551
  • Pool: In Ground
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC305978
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC305978/13cottagegatecourt_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2024 9:17:07 AM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13 Cottagegate COURT, Palm Coast, FL, 32137

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.545% 6.748% 6.932%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,665 $4,605 $6,364
Total Monthly Payment $5,053 $4,993 $6,752

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.