Discover an exceptional opportunity to own a waterfront property in the coveted Gulf Harbors community! This property is perfect for investors or buyers seeking an affordable waterfront home with incredible potential. With the HOA handling significant updates—including drywall, a new air conditioning system, water heater, and more—this property offers an excellent chance to personalize and enhance with minimal upfront costs. Direct Waterfront Living!!! Experience the tranquility of waterfront living with breathtaking views and the opportunity to fish, or watch manatees, dolphins, and diverse Florida wildlife right from your doorstep. Resort-style amenities! The community offers a picturesque waterfront walking path, perfect for enjoying scenic strolls and stunning sunset views. Residents can relax and refresh in two sparkling swimming pools, ideal for unwinding after a long day. A variety of recreational activities are available, including shuffleboard, bocce ball, and a well-equipped clubhouse featuring billiards, a card room, and a grilling area for socializing with neighbors. For boating and fishing enthusiasts, Gulf Harbors provides world-class opportunities, with optional membership in the Yacht Club and access to the private Gulf Harbors Beach Club for even more waterfront enjoyment. The community also includes convenient features such as kayak storage, laundry facilities, 24-hour security, and onsite management. Additionally, the grounds and recreational areas are meticulously maintained to ensure a beautiful and functional environment for all residents. The HOA fee covers flood insurance, water, sewer, garbage removal, cable TV, internet, financial reserves, building exterior maintenance, landscaping, 24-hour security, and onsite management—making waterfront living worry-free and cost-effective. PRIME LOCATION! Situated just minutes from historic downtown New Port Richey, you'll enjoy easy access to vibrant dining, boutique shopping, the aquatic and fitness center, and Sims Park, known for its lively events and concerts. Don’t miss your chance to invest in Gulf Harbors and enjoy the unparalleled lifestyle of this vibrant waterfront community. Schedule your tour today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $36,000 | $36,000 | $36,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $27 | $27 | $27 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $249 | $243 | $306 |
Total Monthly Payment | $351 | $345 | $408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.