Beautiful Waterfront home has just hit the market! 3 Bedrooms, 2 Bathrooms, 2-Car Garage, 1, 911 SQFT. This home features a Luxury Pool with sunshelf, and a screened birdcage. Backyard is Turfed allowing for a low maintenance clean manicured look at all times. Located at the end of a canal, newer composite dock & 10, 000 lb boat lift, & New 2024 pool pump that connects via bluetooth. The home is split floorplan with hurricane windows and doors, main bedroom features an ensuite as well as a walk-in closet. Large Indoor Laundry/storage area, two grand glass sliders leading onto the paved lanai area, dining room located just off the kitchen features a large custom glass panel with decorative etching allowing added natural lighting as well as a built-in liquor cabinet. Kitchen window overlooks the pool and lanai area with a built-in pantry. Second living room space overlooks the canal. 2-Car garage is side-facing and has access to the side yard along the canal. New 2024 Roof and New Solar Panels that power the whole home and will be paid off at closing.
Yes, this home was affected by storm waters during hurricane Helene however was immediately professionally remediated and demoed, as well as Killz mold and mildew paint applied to the studs. Permits are open and approved with the City of Largo and would just need to be transferred to the new contractor's name (easy process). Electrical is complete, drywall material is on site, floor is prepped and ready to apply epoxy, tile, or vinyl flooring, & luxury white shaker cabinets are ordered. Owner plans to continue to renovate the home until it sells, so you have the option to buy now and take over renovation or wait until it’s complete and purchase for 800k
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,503 | $4,423 |
Total Monthly Payment | $3,990 | $3,901 | $4,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.