Welcome to the Florida lifestyle in your new home on fully fenced professionally landscaped & sodded, 1. 25 acres centrally located in Hernando County where you will find an abundance of outdoor activities in our Adventure Coast. Oakwood Acres is minutes to open waters, fishing, hiking, biking-much more. Your new home offers simple elegant living, heated pool and spa, for year round enjoyment. If you’re a car enthusiast or just need a well insulated/cooled shop w/ ½ bath, please take a look. This 4 bedroom, office, 3 car garage + home opens to large welcoming great room overlooking expanded pool and lanai with brick paver floors. Interior is all tile or wood laminate flooring, Kitchen showcases beautifully upgraded granite counters, wood cabinets w/ undercounter lighting, and recently updated gas range & all stainless appliances. Perfect for the discerning chef. Instant hot water & reverse osmosis dispensers. Newer microwave vents outside keeping odors out. Full house hot water recirculating system, making hot water at all faucets almost instant! All kitchen lights are LED along with Solatube skylight natural lighting. Large owners suite includes tile floors and a customized double closet with built in dresser units & LED lighting. Recently remodeled Bath showcases heated tile floors, soaking tub & separate walk in shower. Double vanities & upgraded lighting & extra storage. Office located outside owners suite easily doubles as a fitness center w/ views of the beautiful pool & backyard. 3 additional bedrooms and 2 additional baths/one doubles as pool bath. You’re going to absolutely love the screened extra deep saltwater heated pool surrounded by pavers & waterfall. Includes above ground spa as well. Grilling station located just outside screened area. A 40x40 custom heated and cooled fully permitted workshop/man cave, insulated with spray foam, 100 am 120/240v panel, and 2 tone painted interior, is going to be amazing for your hobbies and extra workspace. 2 mini split A/C & heating units keep the building climate controlled. Interior office & 12x20 conditioned storage area w/LED lighting. Separate 40 gal water heater, slop sink, ½ bath pushes this workshop over the top! There’s more…comes with 18x28 enclosed carport, 6x6 well shed protecting tanks & equipment and a Custom Chicken coop for the chicken enthusiast! Check out the automated coop which is full screened & even has wifi for live video. Surrounded by an awesome garden area & 10x20 garden shed. This property has everything you need to homestead live life to the fullest. 1 horse is allowed per lot, too! Don’t delay, as this one can close immediately and you can make it your home for 2025! Ask your agent for complete list of all the amenities included.
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Our Executive Mortgage Banker:
Our Insurance Division:
$682,482
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $545,986 | $545,986 | $545,986 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,678 | $3,725 | $4,719 |
Total Monthly Payment | $4,170 | $4,217 | $5,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.