ATTENTION CONTRACTORS, CASH INVESTORS, HANDY BUYERS, AND FLIPPERS – ACT NOW! This canal-front home sits just 150 yards from the open gulf, nestled in the highly desirable waterfront community of Harbor Isles.
This 2-bedroom, 2-bathroom, 1-car garage waterfront home was recently impacted by flooding due to hurricane Helene and has since been professionally dried out and cleaned by ServPro Cleanup and Restoration, who treated all affected areas with commercial-grade anti-microbial spray to help minimize chances for future microbial growth. Roof and siding was installed November 2023 and sustained no damage. Exterior was professionally painted in January 2023.
The home sits on a large 1/4 acre lot and is accented by a stylishly pavered double front driveway. A pavered walkway leads you from the 552 sq. ft. screened and covered lanai through the park-like backyard. There is also a pavered walkway along the 77’ concrete seawall.
Make the most of your direct access to the Gulf of Mexico with your newly-built (2022) 10k pound capacity aluminum boat lift and floating 8’x16’ dock with 3’x10’ ramp, all made with WearDeck composite decking. The stationary dock includes power, water and newly-installed (post-flood) GEM Remote box for controlling the lift. Outdoor storage space designed for 3 kayaks, canoes, or SUPs.
The neighborhood of Harbor Isles is situated near waterfront restaurants, shopping, schools, beaches, and tourist attractions. This property is the perfect canvas to realize your Florida dream. Don’t miss out on this opportunity to put your personal design ideas into action! No HOA or CDD.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $2,047 | $2,593 |
Total Monthly Payment | $2,434 | $2,460 | $3,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.