Welcome to 6411 English Creek, nestled in the desirable community of English Creek! This 4-bedroom, 2-bath home features an open floor plan with 1, 834 square feet of living space. As you step inside, you're greeted by an inviting living room area complete with a custom built accent wall and fireplace. The kitchen caters to family living as well as entertaining with its large seated bar that overlooks the living room and dining room. Beautiful drop lights have been added over the bar. The kitchen has stainless steel appliances and granite countertops. Just off the kitchen is a cute breakfast nook area that has ample space for your family to enjoy breakfast or a morning cup of coffee. The master suite features a large walk-in closet, and an en-suite bathroom with dual vanities, a garden tub, and a separate walk-in shower. The home features an oversized lot with plenty of front yard and backyard space. There are no close rear neighbors for added privacy. Additional features include a tankless water heater, a Rainsoft water softener system, and security cameras all around the property. If you desire country living with an oversized lot, don't miss this opportunity to live in English Creek! Schedule your privacy tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,763 | $2,695 | $3,403 |
Total Monthly Payment | $3,150 | $3,082 | $3,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.