Nestled on a spacious corner lot in St. Augustine South, this charming 3-bedroom, 2-bathroom home offers a perfect blend of comfort and natural beauty. The yard features a stunning, low-maintenance fern garden, complete with winding brick paver pathways shaded by a lush tree canopy draped in Spanish moss. Step inside to a cozy living room centered around a wood-burning fireplace, creating a warm and inviting atmosphere. French doors open to an outdoor patio, expanding your living space and providing the perfect spot for entertaining or unwinding while surrounded by the serene garden views. The oversized owner’s suite is a true retreat, boasting two large closets and tranquil views of the backyard garden. Recent updates include a 2012 metal roof, a brand new water heater installed in 2024, and a complete repipe in 2023—ensuring peace of mind for years to come. With most of the heavy lifting already done, this home is move-in ready and waiting for you to make it your own. With no HOA or CDD fees, St. Augustine South offers miles of walking and biking paths along the Intracoastal, plus access to two boat ramps, a community center, tennis courts and a children's playground. Conveniently located near shopping, hospitals, and only a 15-minute drive to historic downtown St. Augustine and the beach, this home is the perfect blend of comfort, convenience and location. Schedule your showing today!
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,612 | $2,035 |
Total Monthly Payment | $1,791 | $1,751 | $2,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.