728 Bay STREET, Dunedin, FL, 34698 | $469,900

**Welcome to Your Dunedin Oasis!** A true Dunedin Gem, in the heart of the vibrant, walkable town of Dunedin, this charming 2-bedroom, 2-bathroom bungalow home is a rare find. Dry during recent storms! Thoughtfully designed living space, open floor plan and lush easy to maintain landscaping, this home effortlessly combines comfort, style, and the ultimate Florida lifestyle. Situated within minutes of walking distance to Dunedin's downtown core. Here you're in the heart of the golf cart zone and just minutes from the Downtown Dunedin, Pinellas Trail, lots of fabulous restaurants, breweries and quaint-lively shops. Only a few minutes driving distance to the iconic Dunedin Causeway, Honeymoon Island's pristine beaches, Hammock Park and Dunedin Golf Club. Step inside to your home and be greeted by a light-filled, open floor plan designed for seamless living. The inviting living room features a dry bar with lots of windows which flows beautifully into the pass-thru kitchen into a mud-room or office with laundry hook-ups conveniently inside. Updated appliances in the kitchen. The layout offers privacy with one bedroom and a bath on one side, while the primary "master suite**—featuring a private entrance, an en-suite bathroom. From the mud room step outside to a raised deck great for an outdoor kitchen, fire pit, or cozy seating area. The expansive, fenced backyard is lush with mature landscaping, offering privacy and space for entertaining, gardening, or play. Storage shed in back yard for tools and lawn equipment. Additional highlights include: - No HOA and Not in a Flood Zone! - Metal Roof (2008) and A/C (2023) - Single-car covered carport adding that you only have a short bicycle or golf cart ride to everything Dunedin has to offfer! This home is being sold "as is" and rooms sizes are approximate.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 125
  • Laundry: Inside
  • Style: Bungalow
  • Year Built: 1955
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,120
  • Acreage: 0.14
  • Lot Size: 50 x 125
  • Est. Taxes: $556
  • Elem. School: Dunedin Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8332770
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8332770/728baystreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/5/2025 1:06:17 AM)
Listing courtesy of PREMIER PROPERTIES OF PINELLAS   Phone: 727-738-1516

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

728 Bay STREET, Dunedin, FL, 34698

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.278% 7.159% 6.276%
Monthly Tax Payment $46 $46 $46
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,470 $2,498 $3,170
Total Monthly Payment $2,591 $2,619 $3,291

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.