Walk to Sunset Beach. Four houses from the Gulf. Custom builder home constructed in 2001 and occupied by the builder. Home was extensively renovated by the current owner in 2022. Upgrades include new roof; new mechanicals (AC, water heater, water softener, double-filtration system); new LVP flooring throughout (tile in bathrooms); new custom blinds; fully renovated and expanded kitchen and baths; and all new exterior and interior doors and closets.
Kitchen and master bath won 1st place NAHB Design Awards in 2022. Home sits on a double lot. Expansive 45x19 Great Room. Completely new kitchen including custom cabinetry and high-end granite, with two islands and two custom built-in pantries. Adjacent laundry/utility room includes a second full sized refrigerator, new (2022) LG large capacity stackable washer/dryer, and custom storage area. New (2022) water heater and water softener were replaced with an upgraded 80 gallon water heater, water softener, and double filtration system in December 2024.
Two adjacent open spaces as you enter the home can be used for formal dining and living rooms (currently used as two offices). The left side of the home, accessible through a custom pocket door, includes three bedrooms and fully renovated custom bath. 16' high soaring ceilings with architectural cutouts and plant shelves throughout the home, including bedrooms and bathrooms.
The 19x17 master suite includes an 8x10 walk-in closet and high-end (award winning) custom bathroom. Everything brand new, including a walk-in 6x12 wetroom with deep soaking tub and two shower heads.
Two custom rear doors (one on each side of the fireplace) exit onto a new (2024) raised patio with lower-level 11x20 saltwater exercise pool (including electric ‘heater/chiller’ power pump and LED color lighting). Area is completely screened, with two exit doors and surrounding landscaping.
Front patio is fully screened with upgraded epoxy flooring. Beautifully landscaped front yard. The 2-car garage has high ceilings and custom epoxy flooring. Garage door opener replaced in 2024.
As noted, Sunset Beach, (1/2 mile away) and Fred Howard Beach is a 5 minute drive. The home sits on a double slab, which helps protect it during hurricane season (including 2024 Helene which had a 6. 5' storm surge).
This two-owner home -- custom builder/owner (2001-2021) and current owner (2022-2025) -- is a rare find. List price reflects actual cost of upgrades and renovations (2022-2024). Seller will consider selling the home partially furnished, including certain installed artwork. For investors, Seller will also consider a one-year leaseback following purchase, if desired.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $924,000 | $924,000 | $924,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $678 | $678 | $678 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,993 | $5,916 | $8,177 |
Total Monthly Payment | $6,796 | $6,719 | $8,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.