PUNTA GORDA ISLES WATERFRONT HOME W/91FT OF SEAWALL & SAIL ACCESS! Check out this move-in ready 3 bed/2 bath home w/THREE-CAR GARAGE located in the heart of Punta Gorda Isles on a quiet cul-de-sac w/great curb appeal. The home impresses from the moment you arrive w/a wide brick paver driveway & walkway leading you to the front door. Once inside, the spectacular views of the pool & canal grab your attention while the spacious, open floor plan welcomes you. Home is filled w/natural light and a relaxing, warm neutral color palette. The gourmet kitchen is the heart of the layout featuring granite counters, top-of-the-line stainless steel appliances & a mosaic tile back splash w/iridescent glass. No shortage of storage space here w/abundant, soft close drawers & cabinets w/pull outs. Large island has breakfast bar & pendant lighting. Adjacent breakfast area has built-in buffet storage w/wine refrigerator creating space for a fantastic wine/coffee bar. Architectural details include crown molding, tile flooring throughout the home, recessed LED lighting and contemporary light fixtures. The large, interior laundry room has additional storage cabinets & broom closet. The master suite offers walk-out access to the lanai, pool & canal views plus two large closets (w/one oversized walk-in) & a spa-like master bath w/dual sinks, tiled shower, linen closet & private WC. Split bedroom floor plan provides privacy to owners & guests alike. The two guest rooms share a hall bath. One guest room offers a large walk-in closet while the other boasts walk-out access to the lanai & pool/canal views. Give your guests a taste of Florida living here. Four sets of sliding glass doors open to the lanai extending the living space outside. Enjoy true, Florida-style, indoor/outdoor living here. Beautiful brick paver decking surrounds the in-ground, HEATED, SALTWATER POOL. Lanai boasts both covered & sun-drenched areas for relaxing. A summer kitchen w/gas grill completes the lanai. Brick paver path leads from the lanai to your oversized & extended (10x30) concrete dock w/14, 000 lb, remote-controlled boat lift. Dock also offers additional pilings w/SlideMoor system plus water & electric hook-ups dockside. Waterfront/fishermen paradise completed by a fish light & under dock ocean habitat reef. Well-maintained, tropical landscaping surrounds the home creating the feel of a private oasis. SO MANY EXTRAS including whole-house generator (2021), electric StormSmart hurricane protection, Siemens whole-house surge protector, smart thermostat & new A/C (2022), fresh exterior paint (2024) & 240v EV outlet in garage. Discover why Punta Gorda is consistently named as one of the best places to live in Florida. Come for the house, stay for the lifestyle. In addition to fantastic boating & golf, Punta Gorda boasts a vibrant art & music scene w/gallery walks & outdoor concert series. Make an appointment today. You won't be disappointed.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $847,200 | $847,200 | $847,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $846 | $846 | $846 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,636 | $5,495 | $7,497 |
Total Monthly Payment | $6,607 | $6,466 | $8,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.