Discover timeless yet comfortable living combined with convenience of a downtown urban oasis. Just two blocks from Coffee Pot Bayou in the desired Old Northeast neighborhood just close by or a bike ride from downtown St. Petersburg. This spacious property offers 2, 395 square feet of living space, featuring four bedrooms and 2. 5 baths. The home, built in 1925, blends classic charm of the 1920s with the modern conveniences of today. The home underwent an extensive renovation and addition in 2018 which included a downstairs main suite, rare in the neighborhood, a spacious open kitchen with a built-in booth, a laundry room, and front and back porches. Hurricane windows and panels were installed in 2022. Original features of the 1920s include oak and heart pine floors, period baseboards, glass doorknobs, trim and crown moldings. The home has a warm and inviting feel with a casual living room with a gas fireplace, family room, a large dining room and an entertaining kitchen. The kitchen boasts custom wood cabinetry, marble countertops and subway tile backsplash, a breakfast nook with bench seating and underseat storage, a GE Cafe stainless refrigerator featuring a built-in Keurig and filtered water dispenser with hot and cold water, and a gas range cooktop with a temp-regulated oven drawer. The spacious downstairs primary features an en-suite bath with dual sinks and custom cabinetry made of reclaimed wood from the Suwannee River, a large walk-in shower with a solar tube light and a 6-by-12-foot custom main walk-in closet. Upstairs are three additional bedrooms and a hall bath with tub and shower. The property is in great condition inside and out. The first-floor exterior has all new siding and wall insulation, air conditioner and tankless water heater 2018, and the electrical and plumbing have been updated. The backyard is nicely landscaped, has vinyl fencing and is ready for a pool if desired. Alley access to the 576-square-foot oversized two-car garage with a high ceiling, storage loft and 10-foot doors. Additional parking for a car, boat or RV on the attached covered carport with 30-amp service and a vaulted ceiling. Plus, additional parking behind the garage. This home has been well cared for and is close to the waterfront yet high and dry, according to the owner. Easy distance to Traders Joe's or Fresh Market or bike ride downtown. Schedule a private showing today to see this warm and charming home in Old Northeast!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.532% | 6.723% | 6.806% |
Monthly Tax Payment | $1,110 | $1,110 | $1,110 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,264 | $7,171 | $9,834 |
Total Monthly Payment | $8,499 | $8,406 | $11,069 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.