Don't miss your opportunity to live in of the very few and highly desirable spacious top floor two story residences at the resort style community of Itopia. This two bedroom, two bathroom unit brings in plenty of natural light and offers water views and sunsets from either one of your top or bottom balconies. The second bedroom is a loft with a walk-in closet. The unit offers extra high vaulted ceilings, in-unit full size washer and dryer, stainless steel appliances, natural wood burning fireplace, ample storage, and dual primary en suite bedrooms with walk-in closets. This unit is available for Long or Short Term rental (minimum of 3 months). Itopia is centrally located to both Downtown St Pete and Tampa along with the ample number of shops and restaurants found throughout both cities. This private gated community features two heated pools, two hot tubs overlooking the pond, sauna, modern fitness center, beach volleyball court, tennis court,
racquetball and basketball court, theater room, car wash, dog park, business center with free Wi-Fi and a well appointed clubhouse with a full kitchen perfect for entertaining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,000 | $2,000 | $2,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $13 | $17 |
Total Monthly Payment | $89 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.