Love an older home that has been well maintained? This one with so many important updates since 2017; new interior stairs & sheetrock, added 2nd floor 3/4 bath, new siding & windows, new roof and new garage doors! The floor plan of this home is nice flowing, bright and open from the kitchen to the dining area to the living room. A first-floor bedroom, full bath, large & convenient walk-in pantry, mudroom with laundry in the rear accessed by a nice, enclosed porch with lots of windows. Stairway to the second floor was greatly improved and lands at a large open area perfect for an office/tv area. . There are 2 additional nice sized bedrooms and a 3/4 bath. Beautiful softwood floors on this second level, laminate flooring on the first floor. A two-car garage gives all the storing space you need for vehicles and the toys. Location is so easy to access year-round. A minute walk to schools, direct ATV access and close to snowmobile trails. Make your appointment now to view this really charming home. This one won't be available for long! (This is subject to a boundary line adjustment which does not really affect the use of this property because it is land behind another building/property. The acreage is currently an estimate until completion of survey. )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,630 | $1,590 | $2,007 |
Total Monthly Payment | $1,957 | $1,917 | $2,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.