Welcome to 18345 O’Hara Dr, a stunning 3-bedroom, 2-bathroom home with a 2-car garage, solar-heated pool, and direct access to sailboat-friendly waters in beautiful Port Charlotte. This meticulously maintained split-plan home offers impressive updates throughout, including a fully renovated kitchen, new gutters and downspouts (Dec 2024), and impact windows and doors (2017 & 2018) for added peace of mind. The roof was replaced in Dec 2022, and the screened pool area cage was updated with large picture window views in April 2017 and just completely re-screened. NO rising water intrusion/flooding with recent storms per owner. Boaters will love the concrete seawall and 45-foot Trex dock, complete with water and 50-amp electric service. Two sheds—one 15x20 near the water for boat supplies and another 6x8 for lawn equipment—allow for ample storage, keeping the 2-car garage free for your vehicles. The impact sliding doors pocket behind the wall, seamlessly opening the home to the expansive pool area and covered lanai (28x11), making this property perfect for indoor/outdoor living. Don't miss out on this one-of-a-kind waterfront lifestyle—schedule your showing today before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,582 | $3,260 |
Total Monthly Payment | $3,055 | $2,990 | $3,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.