Need room for your extended family and guests? This true 4 bedroom, 2. 5 bath, sailboat waterfront pool home in the waterfront community of Punta Gorda Isles is just what you have been searching for. Spectacular view of wide waterway with 80 feet of water frontage with direct access to Charlotte Harbor – only minutes away and then on to the blue waters of the Gulf of Mexico. There are 2 concrete docks and a 10, 000 lb boat lift. So, bring your boat! Hop in your boat and be in Charlotte Harbor for a day of world class fishing or island hopping to the many barrier islands. With over 2400 square feet of living space there’s plenty of room for family and friends with great room, family room, dining area, spacious kitchen, and extended lanai. This home offers bright and open floor plan with new decorator light and fan fixtures, new wood plank luxury vinyl flooring in main living areas, and color accent walls. The wall-to-wall sliders in the great room lead out to the lanai and pool area bringing the outdoors into your living area. Great for entertaining! The kitchen is a culinary enthusiast’s dream with stainless appliances including 4-door fridge, built in oven and microwave, and breakfast bar that opens to the main living areas and pass through window to the lanai for easy entertaining. There’s ample storage with closets and pantries throughout the home and walk in closets in the 2nd and 4th bedroom. The owner’s suite also has a walk-in closet and en suite bath that will be your private retreat with his and hers sinks and glass enclosed shower. Enjoy lazing in your beautiful, heated pool overlooking the expansive waterway. The extended wood beamed lanai will be great for entertaining, and you will spend many hours enjoying the Florida wildlife, fish, and waterfowl that abound in this area. And with the western view you will enjoy gorgeous sunsets. The huge, dedicated laundry room is equipped with overhead cabinets, counter, and front-load washer & dryer. Other key features fresh interior paint, new luxury vinyl wood plank flooring in main living areas, updated guest bath, include irrigation system, concrete seawall maintained by the City of Punta Gorda, and public water & sewer for convenience and reliability. Impressive curb appeal with tile roof, landscape curbing and decorative rock, double door front entry, and mature palms. Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. You are just minutes to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. Quiet waterfront community, yet all conveniences and amenities nearby. This one is a real gem. So, put this beautiful home on your list! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,019 | $1,019 | $1,019 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,282 | $4,177 | $5,274 |
Total Monthly Payment | $5,393 | $5,288 | $6,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.